Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A few weeks ago, the Federal Reserve cut interest rates for the first time this year, while also forecasting a drop in rates through 2027 and beyond. That means now's the perfect time to lock your ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...