There's no doubt that credit cards are convenient. They're compact, easy to carry and work just about anywhere. And that's ...

FEEL LIKE TRYING to pay down your debt is a losing battle?No wonder: Credit-card companies are quite inventive when it comes to charging fees or finding new reasons to jack up your interest rate.

Credit card usage is growing rapidly in India, yet many users overlook simple strategies for using them effectively.

Unless you pay your credit card bill in full each month, never use a credit card to pay for anything you can eat or wear.

Image source: Getty Images Credit cards can be a double-edged sword. They offer convenience, consumer protections, and built-in benefits, and some of the best credit cards pay cash back and other fun ...

If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

Ever heard of the "fresh start effect"? It's basically the natural inclination people feel to set and pursue goals right after landmark dates. For example, January 1st is a big date for most people to ...

The monumental credit card reforms that began taking effect last summer had some unintended consequences—namely soaring interest rates, higher fees, and less credit available. But mostly, the laws ...