Learn how judgmental credit analysis influences bank lending decisions, focusing on lender judgment rather than credit scores. Ideal for small banks' credit evaluations.

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. Ariana Aspuru: Hey, Your Money Briefing listeners, this is Ariana Aspuru. Here at ...

A federal judge in Texas has reversed a Biden-era Consumer Financial Protection Bureau (CFPB) rule which barred medical debt from appearing on credit reports, a move that is set to negatively affect ...

Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...