Here are some of the most common credit-score myths people still believe. This is one of the most common myths. People believe that if you have a low credit score, you need a credit card to raise it.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Simply go to your preferences page and select the ✓ box for Young and the Invested. Once you've made this update, you'll see ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

The average credit score in the U.S. remained steady at 715 at the end of 2024, according to Experian data. But while stability has been the trend, recent developments suggest that credit scores could ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...