Kelly Larsen has been in finance for more 10 years with bylines at Auto Trends Magazine and Buy Side from WSJ. Fox Money is a personal finance hub featuring content generated by Credible Operations, ...

Discretionary income is your income you have left over paying taxes and taking care of your necessities for living. Discretionary income can be determined by keeping track of how you're spending money ...

Future student borrowers will also get some relief from the Biden administration’s federal student loan forgiveness plan. That relief will come in smaller and more manageable monthly payments. The ...

Your discretionary income is how much money you have left after paying for necessities like rent, food and basic clothing. It’s what you use when you meet friends ...

In the flow chart of personal finances, disposable income is one step above discretionary income. Disposable income is all the after-tax money you have at your disposal to use (for spending or saving ...

A family vacation is only possible if you have enough discretionary income. Discretionary income is a funny term -- people can't agree on a uniform definition. The simplest is "all the money you have ...

In the realm of personal finance, disposable income refers to all of an individual’s income that is left over after taxes and other mandatory payments are accounted for. In other words, it is a person ...

About 73 million U.S. households now have discretionary income, up from about 57 million in 2002, according to a report by The Conference Board. The percent of the U.S. population with discretionary ...

Income-Based Repayment, or IBR, is a repayment plan that bases the loan payments on a percentage of the borrower’s discretionary income, as opposed to the amount owed. IBR first became available in ...

Discover what discretionary cash flow is, its uses in business valuation, and how it reflects a company’s financial health through wise management and investment.

Discretionary income is a widely used but imprecise definition of that portion of personal income not spent on actual or perceived necessities. Thus discretionary income also includes savings. Perhaps ...