Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

According to the International Residential Code, a tiny house is a standalone unit of 400 square feet or less, excluding loft space. Most insurers require tiny homes to meet set construction and ...

The core definition of Other Structure includes any building or feature at the insured location that is not directly attached to the primary dwelling. If a structure is connected only by a fence, ...

Home inspections are not always required to buy homeowners insurance. Insurance companies decide on a case-by-case basis. If your house is more than 25 years old and hasn't been inspected recently, ...

If your home is empty for 30+ days, you'll probably need unoccupied and vacant home insurance, either as an add-on or a stand-alone policy. A standard home insurance policy won't pay for damage that ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Discover how abandonment clauses in property insurance let owners claim full settlements on irrecoverable or high-cost ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

COMING UP. JIM: THANKS. ON THE FINAL DAY OF A SPECIAL SESSION IN FLORIDA’S CAPITOL, HOUSE LAWMAKERS PASSED A BILL TO DEAL WITH RISING HOME INSURANCE COSTS. SUMMER: WESH 2’S SHELDON DUTES HAS BEEN IN ...

Angela Bereola argued for months only for her claim to be denied. Here's why and what homeowners need to know.