Your credit score can impact the interest rate you're offered on a mortgage or car loan, among other areas of your life. Making matters more complicated, though, is the fact that lenders use different ...

Overview: AI-powered credit scoring uses advanced data analysis and machine learning to assess borrower risk more accurately than traditional models.Modern loan ...

At a time when the U.S. economy continues to struggle to create jobs, we cannot afford to leave potentially hundreds of billions of dollars of lending activity and tens of thousands of possible jobs ...

The Federal Housing Finance Agency is asking interested parties to weigh in on its request for input on its possible change to its credit scoring models. As part of the agency’s 2015 and 2016 ...

How important is it to use expanded behavior-based data such as social media to vet borrowers? Considering there are now tips to help people walk away from bad mortgages, finding new ways to vet ...

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you've been carrying credit card debt, you could see a drop in your credit score soon. Fair Isaac Corp.

Within hours of each other Laurie Goodman, co-director of the Urban Institute's Housing Finance Policy Center, and Melvin Watt, Director of the Federal Housing Finance Agency, expressed quite ...