Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much ...

Workers with defined benefit pensions may be offered the chance to collect a one-time, lump sum payment instead of monthly ...

During the coronavirus pandemic, more people are worried about their company pension plans. Many American companies are under financial duress, which could spill over into the underfunding of pension ...

Not many retirees or would-be retirees may be aware of this, but it’s possible to receive a lump-sum payment from their Social Security benefits – under the right conditions. If you have clients who ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. As investors, we often hear the ...

In corporate finance and valuation, experts and self-taught learners rely upon various guiding principles. One of those core principles is the time value of money. Whether you’re a professional in the ...

Anam Bilgrami does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond ...

Recently, several friends and subscribers to my YouTube channel have asked me about dollar cost averaging. They want to know whether they should invest a windfall immediately, as one lump sum, or over ...

For many savers, being able to take 25% of their pension savings as a tax-free lump sum when they reach retirement is one of the main attractions of private pensions. While there are many potential ...

Deciding whether to invest a large sum of money all at once or spread it out over time gives investors two strategies to consider: lump-sum investing and dollar-cost averaging. Both have their ...