A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the three major credit bureaus: Equifax, Experian and TransUnion. It intends to ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...

WASHINGTON and SAN FRANCISCO, April 18, 2025 /PRNewswire/ -- VantageScore today announced the expansion of their groundbreaking VantageScore 4plus pilot program for lenders launched in partnership ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

The latest Charles River Associates analysis released on Monday showed that VantageScore credit score usage is up sharply by 55% year-over-year to a record 41.7 billion credit scores delivered in 2024 ...

In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as a qualifying factor. President Donald Trump's administration announced this ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. The pilot leverages the industry leading VantageScore 4.0 credit score ...