Discover how captive insurance companies help parent firms manage unique risks, offer tax advantages, and control costs.

Learn how mutual insurance companies operate, their investment strategies, and how profits benefit policyholders. Explore the differences with stock insurance firms.

Car insurance premiums have increased at twice the rate of overall inflation. They've stabilized, at least for now, but more than half of Americans say the costs are painful.

Home insurance inspections are a common way for insurers to see what level of risk they’re taking on. If they identify ...

Gap insurance can pay out if the balance on your car loan is larger than the amount your insurance company will pay if your car is totaled ...

There's a lot to consider when you're buying insurance, and an insurance agent is usually the person who helps you find the coverage you need. However, insurance agents have limitations and may only ...

You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events ...