A person can earn risk free monthly income or around Rs 10-20k as per two schemes of the government... 1/ The Post Office Monthly Income Scheme (POMIS) 2/ Senior Citizens Savings Scheme (SCSS) Both schemes have interest rates that are higher than usual FD rates available in banks, and have the benefit that a person gets monthly or quarterly cash flows, which can be an added monetary support for monthly expenses. 👉🏻 The POMIS gives a fixed interest of 7.4% p.a. which is paid out monthly... An i
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